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Tools

& RESOURCES

Best Accounts for Saving Money & Investing

Are you investing yet?

Is your bank account earning a high yield, or is your money just sitting there?

I personally use these top high-yield savings accounts, investment platforms for beginners, and retirement planning tools to make my money work harder, growing steadily instead of losing value to inflation.

On this page, I’m sharing the trusted platforms that helped me save smarter, invest confidently, and grow wealth, whether you want high-interest savings, beginner-friendly investing, or long-term retirement planning. Let’s get your money working for you too!

I only recommend what I personally use and love — no fluff, just what works.

DISCLAIMER: Some of these links are affiliate links. As an Amazon Influencer & Associate, and as an affiliate in other programs, I may earn a commission, with NO extra cost to you. Some of these links and coupons will provide exclusive discounts to you!

Easiest Investment Tool

Webull logo — commission-free stock and ETF trading platform with real-time market data and research tools

Webull

Commission-free stock and ETF trading platform with powerful research tools, real-time market data, and user-friendly mobile and desktop apps — ideal for beginner and active investors.

SIGN UP & GET A CASH BONUS!

Highest Yield Savings Account

Varo Bank logo — high-yield savings and fee-free checking accounts with competitive interest and budgeting tools

Varo Bank

FDIC-insured high-yield savings and fee-free checking accounts offering competitive APYs, early direct deposit, and budgeting tools — designed to help your money grow faster without unnecessary charges.

SIGN UP & RECEIVE $25!

Fee Free & Get Paid Early

Chime logo — online banking with early direct deposit, credit-building tools, and no hidden fees

Chime

Fee-free online banking with early direct deposit, automatic savings, and a secured credit-builder card — no credit check required. Ideal for growing your money and improving your credit with zero hidden fees.

SET UP DIRECT DEPOSIT & RECEIVE $100!

Low Fee International Transfer

Wise logo — multi‑currency account with USD interest feature and cross‑border transfers

Wise

Multi-currency account that supports holding, converting, and spending in 40+ currencies. Seamlessly manage global transfers, spending, and international payments with low transparent fees and no monthly maintenance charges.

FIRST TRANSFER FEE FREE!

PLUS INVITE 3 FRIENDS AND EARN $115

Best for Cash Back

Capital One logo — cashback credit card with no annual fee, pre-approval check, and $100 referral bonus

Capital One Credit Cards

Earn unlimited cashback on everyday purchases, enjoy no annual fees, and check for pre-approval with no impact on your credit score. Plus, get a limited time bonus when you do your first payment!

GET $100 BONUS!

Easy & Automatic Investing

Acorns logo — automatic investing app with roundup savings and easy retirement accounts

Acorns

Automatic investing made easy with roundups on everyday purchases — plus simple retirement account options to help you grow wealth effortlessly without thinking about it.

SIGN UP AND INVEST TO GET $5

Best for Crypto Currency

Capital One logo — cashback credit card with no annual fee, pre-approval check, and $100 referral bonus

RockWallet

Securely store and manage crypto. Buy, sell, or swap top digital assets via card or ACH. Enjoy low fees, and unlock enhanced features after quick ID verification.

GET STARTED TODAY

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